Feature · what this software actually does

Monte Carlo engine

Stochastic projection with toggleable assumptions; outputs probability ranges, not point estimates.

automatedRuns unattended; humans handle exceptions.
Vendors that ship this
Leaders
  • Emoney Advisor
  • Moneyguidepro
Adjacent
  • Rightcapital
  • Income LAB
Build vs buy verdict
hybrid

Engines are commoditized; CMA inputs are the proprietary part. FOs and institutions often bring their own CMAs.

Skills it exercises
Roles that touch it
Where it shows up in the workflow
  • Goal modeling (retirement, education, large purchase)annual
    Per-goal probability of success with sensitivity to savings rate, retirement age, and return assumptions.
  • Monte Carlo / probability of successannual
    Stochastic projection with both deterministic and Monte Carlo views; clients see ranges, not point estimates.
Most relevant for
  • Mass-affluent
  • HNW
  • UHNW
  • Institutional / Endowment
  • Retirement (401k / DC)